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Just insured the R

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pulsarmoley
Gaz GTiR
6 posters

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1Just insured the R Empty Just insured the R 17th July 2013, 3:36 pm

Gaz GTiR

Gaz GTiR

Well just insured the Pullstart £222 for the year on classic insurance. £12 dearer than last year tho? scratch 

Anyway ive got roadside & EU breakdown cover with that aswell so no need for an RAC policy now Smile

2Just insured the R Empty Re: Just insured the R 17th July 2013, 3:50 pm

pulsarmoley

pulsarmoley
moderator
moderator

Who was that with?

3Just insured the R Empty Re: Just insured the R 17th July 2013, 3:54 pm

Gaz GTiR

Gaz GTiR

Footman James Smile

4Just insured the R Empty Re: Just insured the R 17th July 2013, 3:57 pm

pulsarmoley

pulsarmoley
moderator
moderator

Is that a limited milage policy? Is the R all back together now then?

5Just insured the R Empty Re: Just insured the R 17th July 2013, 3:58 pm

Gaz GTiR

Gaz GTiR

Yep 3000 miles. Yeh nearly there Smile theres new pics on my thread in "projects" Smile

6Just insured the R Empty Re: Just insured the R 17th July 2013, 4:05 pm

pulsarmoley

pulsarmoley
moderator
moderator

Ahh yes

7Just insured the R Empty Re: Just insured the R 17th July 2013, 4:13 pm

Hardy172cup

Hardy172cup
the one star club
the one star club

Wish I could get a classic quote but I will have to wait until next year due to my age.
I just payed £845 to insure my car with Adrian flux, I think that's quite good considering my age and it's fully comp with £350 compulsory excess and £0 voluntary excess and that's with mods declared.
Not bad considering I pay £500 for a 1.6 8v auto Astra lol

8Just insured the R Empty Re: Just insured the R 17th July 2013, 5:42 pm

buckym120

buckym120

Guess ill give them another try when mines ready for the road but they want 3k for me last time for some crazy, she soon got told where to stick her ring back to accept the quote

9Just insured the R Empty Re: Just insured the R 17th July 2013, 6:57 pm

EricYellow

EricYellow

Could someone try to explain to me how the car insurance works in the UK?
What do full comp and compulsary excess etc mean?
Do you get an insurance for the car or for the driver? Or both?
If you wreck it when fully comp insured do you get the market value or an apraised value?

I've got my R appraised a few weeks back, and that resulted in a value of €22.000
For this amount I've got an insurance that will cover any damage possible that will happen to the car.
If I wrap it around a tree, it gets stolen or gets set on fire, I get the apraised value for a period of 3 years, after 3 years it has to be appraised again to determine the new value.
Everything that can happen to the car is covered and I'm paying €360,- a year for it.
I've got a max of 5000 km/year on it.
If I look at some or your insurance quotes in the UK I'm shocked....
They're enormous....

10Just insured the R Empty Re: Just insured the R 17th July 2013, 7:08 pm

nomad

nomad
Admin
Admin

Its complicated you have two main types of insurance  fully comp =covers you in most aspects of you and your car plus legal expenses
And third party fire and theft .... this covers your car if its stolen  and also if your involved in an incident  it covers the third party but not your car  plus legal expenses
An excess is if somebody or you make an insurance claim against your policy its the initial payment you have to pay ..... the bigger the excess generally brings the overall cost of your policy down ..... but regardless insurance in the uk is a piss take .....
Thats without going to indepth lol



Last edited by nomad on 17th July 2013, 7:14 pm; edited 1 time in total

11Just insured the R Empty Re: Just insured the R 17th July 2013, 7:09 pm

nomad

nomad
Admin
Admin

Im sure somebody could explain it better Embarassed 

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