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Traders policy

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1Traders policy Empty Traders policy 10th July 2014, 10:31 pm

GTI-R US

GTI-R US
Management
Management

For those of you that have traders policies who are they with and how much are you paying

I'm paying around £900 a year with full no claims (that is doing it on monthly instalments through business)
Thing is I need to add Dave to my policy on the new business and they don't cover drivers under 30 so kind of stuffed so may have to cancel it and start a new policy with drivers over 25

Ideas please gents?

http://www.gti-r-us.co.uk www.force500.com

2Traders policy Empty Re: Traders policy 10th July 2014, 10:40 pm

nomad

nomad
Admin
Admin

Whats your ademnity on that bob ????
Im with A-class i pay £600 a year with ademnity of £5000 excess £250
They are a broker so my actual insurance is with tradewise .... im pretty sure i can have other people on my policy
my boss is with tradewise he pays £1000 not sure on excess though but i know hes ademnity is 40,000 as he wanted to cover cost for hes hummer h1... others adrian flux ... insurance factory .... think in ....


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3Traders policy Empty Re: Traders policy 10th July 2014, 10:42 pm

nomad

nomad
Admin
Admin

Maybe worth starting him up with hes own policy .... he would probably save money as he has lots of cars anyway ....


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4Traders policy Empty Re: Traders policy 10th July 2014, 10:43 pm

GTI-R US

GTI-R US
Management
Management

20k indemnity but I could reduce that to 10k for the cars were working on
Gtr is separate policy

Is yours third party or fully comp?
And can you add drivers 25+

Trying to keep costs down at the start so he's not got to pull big wages out of a new business



Last edited by GTI-R US on 10th July 2014, 10:45 pm; edited 1 time in total


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Paint refinishing facilities
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5Traders policy Empty Re: Traders policy 10th July 2014, 10:44 pm

ROB_IOW

ROB_IOW
the two star club
the two star club

Quote me today is my broker
Tradewise is insurer for me £1200 a year for me and Mrs. she is AS trade.
So can drive customers cars
Only 3 years ncb
Can own 25 personal cars
And have a £7500 indemnity fully comp..

6Traders policy Empty Re: Traders policy 10th July 2014, 11:21 pm

nomad

nomad
Admin
Admin

Thats fully comp ....i always thought you had to be 25+to have a traders policy ...


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7Traders policy Empty Re: Traders policy 11th July 2014, 10:36 am

GTI-R US

GTI-R US
Management
Management

yeah mine is suddenly over 30  Rolling Eyes 


_________________
GTI-R-US.co.uk
 In association with
Torque Of The South Motorsport

Nissan Performance & Tuning Centre
Services provided

Forge Engine rebuilds to specification
Body Restoration, Fabrication, Repair
Paint refinishing facilities
Ecu re-mapping-Performance upgrades
Auto Diagnostics, Injector cleaning  
Race & Suspension setup
General Servicing, Mots, tyre fitting
Full workshop facilities
http://www.gti-r-us.co.uk www.force500.com

8Traders policy Empty Re: Traders policy 11th July 2014, 10:52 am

lenzo

lenzo

I'm with tradewise 800 a year with 10k indemnity with inport cars too and that's in London I couldn't have the wife on mine she under 25 most trade are 25 and over

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